Built by veterans at VetraFi

Free tools to make sense of your military pay.

Your LES, your BAH, your next duty station, your transition out — dense codes and big decisions nobody sat you down and explained. These free tools help you read the numbers in plain English and spot what matters.

Open LES Unravel Join the Mentorship Community
The tools

Plain-English tools, no jargon.

Each one is built to answer a question the military never explained for you.

Most popular

LES Unravel

Upload your Leave & Earnings Statement and get a plain-English breakdown of every line. Drop one month, or several at once, and a chat can compare months, forecast your year, and surface where you might be leaving money on the table.

For: anyone who has ever stared at their LES and wondered what half the codes mean.
Open LES Unravel Community

Veteran Mentorship

Connect with someone who has walked the road you're on — career, transition, and money. A mentor match designed for service members thinking about separation, a career pivot, or just getting their financial footing.

For: anyone weighing a transition or separation and wanting a guide who gets it.
Join the community
New

Duty Station Comparison Tool

Compare two duty stations side by side — BAH by pay grade, cost of living vs. your housing allowance, state income tax, school quality, nearby colleges, and area demographics.

Compare stations
FAQ

Common military pay questions

Your Leave & Earnings Statement packs entitlements, deductions, allotments, and your leave balance into dense codes. LES Unravel reads a PDF you upload and explains each line — what it is, why it's there, and what affects it — without the jargon.
FITW is your federal income tax withholding, SGLI is your servicemembers' group life insurance premium, and BAS is your food allowance. Plain-English pages for each code are on the way — in the meantime, see them on your own LES.
Your Basic Allowance for Housing — and your real cost of living — can shift a lot from one duty station to the next, driven by ZIP, pay grade, and dependents. Our Duty Station Comparison Tool puts two locations side by side so you can see what your pay actually covers in each — BAH, rent, taxes, schools, and more.
Leaving the service is as much a financial transition as a career one — pay, benefits, and budgeting all change at once. Our veteran mentorship community is designed to connect you with someone who has navigated it before.

Make your money work harder in uniform.

VetraFi is building a banking platform made for the military community, launching soon. Drop your email to hear when the platform goes live, get new tools as they launch, and pick up practical money tips built for military life.